Aug 04, 2014
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"Personal Financial Management classes at Cal State East Bay"

Hayward Rotary has made an enormous contribution to the education of children in Hayward.  At Cal State East Bay we also care very much about the progress and future success of our students.  In 2013, we began a Financial Literacy class to help equip students to make good financial decisions.  In class, students make, track, and keep to a budget.  They check their credit report and score, and improve their score.  Students learn about investments, and make a savings and investment plan for when they graduate.  They learn about all types of insurance, determine their own policy needs, and shop for the best car insurance.  They learn how to get the best deal on a car, and learn the steps in buying or renting a home.  Students learn how to manage student loans, apply for grants and scholarships, and practice ways to save money in college without adversely impacting their standard of living.  Finally, students develop a business plan, and make an “elevator pitch” to potential investors in their business.  The presentation at the Rotary Club will describe some of the lessons learned in the class, and the benefits described by the students.

Brief bio:

David Murray began teaching at Cal State East Bay in 2011.  He greatly respects and admires the students’ determination, practicality, sense of humor, and strong care for each other.  Prior to teaching, David was a Deputy Director for Finance and Administration.  He’s also served public agencies as a Chief Financial Officer, Fiscal Officer, and Senior Analyst.  David has lived in the Bay Area since 1981.  He’s been married to Marthe since 1986, and they have two grown sons.  He has graduate degrees from UC Berkeley, and the London School of Economics. 

Aug 18, 2014
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We should always have big dreams.  Justin Wilcox was lucky enough to realize one of his life dreams at the age of 25 and this has changed his perspective on life. He will share his dream, his path to the Olympics, and the important role that he feels dreams have in our lives. 

Bio: Five Time US National Team Member.  Competed in 3 meter springboard event at the 2004 Olympic Games in Athens Greece and placed 32nd.  Was an alternate in Synchronized 3 meter springboard event for the 2008 Olympics in Beijing, China. 2nd Place at the 2007 US National Championships.   Competed for Brigham Young University  and was a 4-time NCAA All-American and 3-time conference diver of the year.  Also served as an athlete representative for USA Diving from 2001-2012 serving on the Board of Directors for six years. Received a B.S. in Horticulture from Brigham Young University.  Currently works for Waste Management as a Sustainability Program Manager.  Married in 2006 to photographer Carol Acord. Has three children Samuel (3), Estelle (2) and James (just born).


Sep 08, 2014
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 After gambling was legalized in Nevada in 1931 an “unholy alliance” developed between the emerging gambling industry and the world of “organized crime.”  That alliance evolved over several decades and no longer exists.  Our guest speaker, Tom Lorentzen, was a student of this “alliance” and its evolution and was a participant in the Mob’s eviction from Las Vegas and Nevada.  Mr. Lorentzen has known every Governor of Nevada since 1950 and played a key role in working with key law enforcement officials, political leaders and journalists during the period of time when this alliance was broken, particularly between 1978 and 1982 in Las Vegas.



Mr. Lorentzen resided in Nevada for a period of 21 years, starting in 1968 and ending in 2001.  He earned a M.A. degree in Political Science from the University of Nevada, Reno and a B.A. degree from CSUEB.  He was the first Executive Director for a political party in Nevada and was based in Las Vegas.  Lorentzen later was appointed to serve in three Presidential administrations.  His last appointment was as Regional Director for the U.S. Department of Health & Human Services from 2006 to 2009 with lead responsibilities in Calif., AZ, Nevada, Hawaii and the Pacific Region.  Previously he served at the U.S. Small Business Administration, U.S. Dept. of Education and the U.S. General Services Administration.  He also received a Presidential appointment to the National Board at the Institute of Museum & Library Services, for which he received Senate confirmation.  He presently provides strategic consulting services under the auspices of “Health Approaches” and is also affiliated with (and co-founder) the Global Intelligence Network in Las Vegas.  Articles written by Mr. Lorentzen have been published in the San Francisco Chronicle, Oakland Tribune, Contra Costa Times, Daily Review, Las Vegas Review-Journal, Las Vegas Sun and the Las Vegas Business Press.  He resides in Castro Valley and writes a monthly column for the Castro Valley Forum.


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